What they don't teach you in school: Life can suck
You know what I'm talking about. Jobs that are black holes; low pay; no benefits; never ending bills; unexpected expenses; debt; turmoil in your personal life... Geeezzz I thought school was terrible, but it has nothing on the reality facing you once you graduate. Bills, unexpected expenses, 90% of your life devoured by work, and oh yeah, if you're going to college, you might as well kiss your savings good bye, because collages are outrageously over-priced and those student loans you have to get are bloodthirsty vampires.
But, how would we be able to teach that class? Hmmmmmmmmmmm, let me see, ah ha break it down. Every few weeks, change the subject. For example: Debt for two weeks, bills a whole month, how work will consume just about the entirety of your life for a couple of weeks, etc... Or teach it like sex ed nowadays: dedicate one whole school day to real life. I mean not too much to ask for, right?! I mean, I know that the basics of math, science, and other core classes are important, but why assign me a class such as calculus if I'm never going to use it or make me take French when I will never ever use it, either?
Reasons why there should be an actual 'real life' class in high school:
- Jobs will take up a good portion of your life, so you need to learn how to not go crazy, how to de-stress, and how to have a good work-life balance.
- There are evil people out there who will only want you to stay stagnant, broke, and will never let you succeed, no matter how hard you try. --------Class: Learn how to avoid these people.
- There are a ton of jobs that are black holes; once you enter them, it's hard to get out. ------Class: Being able to spot those black holes.
- Bosses can make your life miserable, co-workers can make you pull your hair out, and customers internally/externally can drive you mad. ---Class: How to deal with these situations.
- When you graduate school, you will likely be making very low pay and be the lowest on the totem pole for a while. ---- Class: How to manage what little money you will be making.
- With no work experience, it is really hard to find a job other than fast food, retail, or food and hospitality. ------Class: What to expect job-wise once you graduate.
- You will likely get a job that has no benefits, paid time off, life insurance etc...
Bills/ Unexpected bills
Financial burdens such as medical bills have put severely huge strains on families and individuals. "More than one in four families experienced financial burdens of medical care."
- Bills such as rent, utilities, mortgages, cell phone, cable, loans, etc... will pillage your bank accounts for the remainder of your life. -------Class: how to manage your money so you're not broke.
- If you don't have any insurance and have to go to the doctor/ emergency room, beware that you will receive the most outrageous bill you may have even seen. -------Class: Advil, Tylenol, cough syrup etc.. will be your doctor.
- If you get a pet, they are expensive. If you have kids, they will get sick. If you buy a car, it will break down... At the most inconvenient of times you will receive the bill that makes you want to bury your head in the sand. ----- Class: Unexpected bills are the worst.
- Insurance, cars, TV, medical bills, landlords, work; you name it, and you can probably get billed for it.
- If you don't qualify for financial aid or get very little (even though your family doesn't make a lot of money), get ready for student loans and having to pay back that insane amount that you borrowed.
- If you apply for scholarships, good luck, because you're competing against millions upon millions of other people that want that free money, too.
- You will be required to take classes that have nothing to do with your major.
- Your life will be reading, lectures, homework, and exams that are worth a million points.
- Just because you graduate with a degree doesn't mean you will find the job you want or be happy.
"From day care to the monthly grocery bill, the cost of raising a child is climbing at a rate that many families can't keep up with. It will cost an estimated $241,080 for a middle-income couple to raise a child born last year for 18 years, according to a U.S. Department of Agriculture report released Wednesday."
- Kids are expensive, so if you decide to have a kid/s then you better be prepared to make sacrifices.
- The 241,080 it will cost is not including sending your kids of to college! crazy huh.
- Kids will make mistakes, cause you to go crazy sometimes. Going to learn how to manage your emotions.
- If you just happen to be a single parent, your responsibility will be enormous and you will need to learn how to time management.
If you wanna see how expensive it will be for you to raise a kid, check out the baby calculator.
- Friends, family, and lovers will make you mad, sad, cry, break your heart, lie to you, use you, and even fight with you.
- You may have some personal demons, addictions, or bad habits that will consume your life.
- Divorce, weddings, birthday parties, funerals etc... will take a lot of your time and money.
- Your credit score is very important and a credit card is a swipe away from disaster.
"The divorce rate in America for first marriage is 41%, he divorce rate in America for second marriage is 60%, the divorce rate in America for third marriage is 73%, Percentage of US population that is divorced 10%."
I know that having a 'real life' class may sound ridiculous, which is why I have some facts/link to give it some factual meaning behind it.
Here are some materials that will help you make money, find a good job, deal with difficult people, and give you the best possible chance to enter college debt free.
If you would like to share your stories, give advice, give your opinion etc., please leave a comment below -- I would love to hear them.